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Get a consolidated view of clients' UT and ILP holdings

  • View clients' unit trust (UT) and investment-linked product (ILP) holdings on a single integrated wealth platform - a first in the market*!

  • Monitor concentration risks and rebalancing opportunities for clients' portfolios.

  • Work clients' excess cash harder through Manulife iFUNDS' auto-sweep feature for UT accounts**!


 

Save time with a simplified unit trust account opening & subscription

  • Simply enter data once on M360 to open a Manulife iFUNDS account.

  • The data will then be automatically transferred to Manulife iFUNDS for account opening and subscription.

  • Your client’s Planright document from M360 will be automatically linked to your transaction on Manulife iFUNDS.


 

Enjoy a seamless user experience

  • Auto-calculate dividends, profits and losses for clients' UT and ILP holdings!

  • Sit back, relax, and leave the paperwork for UT transfer-in to us!


 

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Making payments

 

To make payment for SGD trades

 

Payments should be made from a bank account in your clients' own names, to avoid bank rejection charges and delay in processing the trades. Your clients' transfer limit is set with their bank; they'll need to adjust it with their bank directly if they require a higher limit.

 

1. PayNow with QR code

 

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2. PayNow with Unique Entity Number (UEN)

UEN: 197501035Z

Entity: Phillip Securities Pte Ltd

 

3. FAST (Fast and Secure Transfers)

Bank Name: United Overseas Bank Ltd

Account No.: 451-311-493-6

Beneficiary Name: Phillip Securities Pte Ltd

 

To avoid rejection of the amount transmitted (and associated bank rejection charges being charged to your client) or delay in processing the trades, your client must make payments from a bank account in his/ her own name, and indicate his/ her Manulife iFunds account number in the reference no./ message/ comments field in the bank payment page.

You may obtain your client's account number on the Manulife iFUNDS dashboard, as shown below. Please note your client's transfer limit is set with his/ her bank; he/ she will need to adjust it with the bank directly if he/ she requires a higher limit.


To make payment for foreign currency trades

 

Payments should be made from a bank account in your clients' own names, to avoid bank rejection charges and delay in processing their trades.

In order to receive the full deposit amount, your clients will need to indicate that they will bear all bank charges.

 

1. Funds transfer from DBS Multi-Currency Account (non-SGD)

Bank Name: DBS Bank Limited

Account No.: 072-933506-0

Beneficiary Name: Phillip Securities Pte Ltd - MCA

 

Please ensure that your client transfers from DBS Multi-Currency Account to Phillip Securities' foreign currency account in the right currency (e.g. USD). Please click here for a guide on how to do so.

 

To avoid rejection of the amount transmitted (and associated bank rejection charges being charged to your client) or delay in processing the trades, your client must make payments from a bank account in his/ her own name, and indicate his/ her Manulife iFunds account number in the reference no./ message/ comments field in the bank payment page.

You may obtain your client's account number on the Manulife iFUNDS dashboard, as shown below. Please note your client's transfer limit is set with his/ her bank; he/ she will need to adjust it with the bank directly if he/ she requires a higher limit.

 


2. Telegraphic Transfer (TT)

 

Please be informed that the Trust Accounts listed below are meant for deposition by way of Telegraphic Transfer only. Clients are advised to state their Manulife iFUNDS ACCOUNT NUMBER and ACCOUNT NAME clearly in their payment instruction. 

In the event that Manulife iFUNDS is unable to identify the account for the amount to be credited, the amount transmitted may be rejected after reasonable endeavours have been made to trace the source of the deposit.

Any bank charges incurred in connection with the telegraphic transfer shall be borne by the client.

 

Currency SGD
Beneficiary Bank Citibank N.A
Beneficiary Bank Address 8 Marina View, Asia Square Tower 1, Singapore 018960
Beneficiary Name Phillip Securities Pte Ltd – Trust account
Beneficiary Account no 0-700104-109
Beneficiary Bank Swift Code CITISGSG
Payment Details Your client's Manulife iFUNDS account no. and account name (mandatory)

 

Currency USD
Beneficiary Bank Standard Chartered Bank Singapore
Beneficiary Bank Address Marina Boulevard Level 23, MBFC (Tower 1), Singapore 018981
Beneficiary Name Phillip Securities Pte Ltd – Trust account
Beneficiary Account no 017-402-5599
Beneficiary Bank Swift Code SCBLSG22
Payment Details Your client's Manulife iFUNDS account no. and account name (mandatory)

 

Currency HKD
Beneficiary Bank Standard Chartered Bank Singapore
Beneficiary Bank Address 8 Marina Boulevard Level 23, MBFC (Tower 1), Singapore 018981
Beneficiary Name Phillip Securities Pte Ltd – Trust account
Beneficiary Account no 017-404-0431
Beneficiary Bank Swift Code SCBLSG22
Payment Details Your client's Manulife iFUNDS account no. and account name (mandatory)

 

Currency MYR
Beneficiary Bank Maybank Malaysia
Beneficiary Bank Address 100 Jalan Tun Perak, 50050 Kuala Lumpur, Malaysia
Beneficiary Name Phillip Securities Pte Ltd – Trust account
Beneficiary Account no 514-011-392-951
Beneficiary Bank Swift Code MBBEMYKL
Payment Details Your client's Manulife iFUNDS account no. and account name (mandatory)

 

Currency AUD
Beneficiary Bank Citibank Ltd Singapore
Beneficiary Bank Address 8 Marina View, Asia Square Tower 1, Singapore 018960
Beneficiary Name Phillip Securities Pte Ltd – Trust account
Beneficiary Account no 0-700104-079
Beneficiary Bank Swift Code CITISGSG
Payment Details Your client's Manulife iFUNDS account no. and account name (mandatory)

 

Currency JPY
Beneficiary Bank HSBC Singapore
Beneficiary Bank Address 21 Collyer Quay, HSBC Building, Singapore 049320
Beneficiary Name Phillip Securities Pte Ltd – Trust account
Beneficiary Account no 260-283775-178
Beneficiary Bank Swift Code HSBCSGSG
Payment Details Your client's Manulife iFUNDS account no. and account name (mandatory)

 

Currency GBP
Beneficiary Bank Standard Chartered Bank Singapore
Beneficiary Bank Address 8 Marina Boulevard Level 23, MBFC (Tower 1), Singapore 018981
Beneficiary Name Phillip Securities Pte Ltd – Current account
Beneficiary Account no 017-402-5602
Beneficiary Bank Swift Code SCBLSG22
Payment Details Your client's Manulife iFUNDS account no. and account name (mandatory)

 

Currency CNY
Beneficiary Bank Standard Chartered Bank Singapore
Beneficiary Bank Address 8 Marina Boulevard Level 23, MBFC (Tower 1), Singapore 018981
Beneficiary Name Phillip Securities Pte Ltd – Current account
Beneficiary Account no 0-170555-429
Beneficiary Bank Swift Code SCBLSG22
Payment Details Your client's Manulife iFUNDS account no. and account name (mandatory)

 

Currency EUR
Beneficiary Bank DBS Bank Limited, Singapore
Beneficiary Bank Address 12 Marina Boulevard, MBFC Tower 3, DBS Asia Central, Singapore 018982
Beneficiary Name Phillip Securities Pte Ltd – EUR Trust
Beneficiary Account no 0003-033977-01-0
Beneficiary Bank Swift Code DBSSSGSG
Intermediary Bank Barclays Bank Ireland Frankfurt
Intermediary Bank Swift Code BARCDEFF
Payment Details Your client's Manulife iFUNDS account no. and account name (mandatory)

 

Currency CAD
Beneficiary Bank Standard Chartered Bank Singapore
Beneficiary Bank Address 8 Marina Boulevard Level 23, MBFC (Tower 1), Singapore 018981
Beneficiary Name Phillip Securities Pte Ltd – Trust account
Beneficiary Account no 017-023-7621
Beneficiary Bank Swift Code SCBLSG22
Intermediary Bank Royal Bank of Canada, Toronto
Intermediary Bank Swift Code ROYCCAT2
Intermediary Bank Account no 0959 1244 8116 Standard Chartered Bank
Payment Details Your client's Manulife iFUNDS account no. and account name (mandatory)

 

To avoid rejection of the amount transmitted (and associated bank rejection charges being charged to your client) or delay in processing the trades, your client must make payments from a bank account in his/ her own name, and indicate his/ her Manulife iFunds account number and name in the reference no./ message/ comments field in the bank payment page.

You may obtain your client's account number on the Manulife iFUNDS dashboard, as shown below. Please note your client's transfer limit is set with his/ her bank; he/ she will need to adjust it with the bank directly if he/ she requires a higher limit.

 

 

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iFUNDS Challenge 2025

 

Earn cash rewards of up to 0.55% on AUM when you achieve certain net sales! What’s more, you can also compete as a branch to win attractive cash rewards!

I. Adviser Challenge: Net Sales Campaign

(21 April 2025 to 30 September 2025)

 

Receive cash rewards when you meet the following net sales criteria:

 

Adviser Challenge - Net sales amount  Cash reward
Tier 1: Above S$1 million 0.55% on AUM
Tier 2: Above S$200,000 to S$1 million 0.45% on AUM
Tier 3: S$30,000 to S$200,000 0.40% on AUM

 

Example: An adviser who achieves S$1,200,000 in net sales during the Campaign Period from 21 April to 30 September 2025, and maintains the amount till 31 December 2025, will receive a cash reward of S$6,600. This is calculated as follows: S$1,200,000*0.55%.

 

For the full terms and conditions, please click here.

 

 

II. Branch Challenge: Account Drive Campaign

(1st round: 21 April 2025 to 31 July 2025, 2nd round: 1 Aug 2025 to 31 Oct 2025)

 

The top 3 branches with a minimum number of funded accounts stand a chance to receive the following rewards:

 

Branch size Minimum no. of funded accounts Cash reward payable to the branch, for top 3 branches in each size category
Tier 1: >50 50 S$2,000
Tier 2: 31 - 50 40 S$1,000
Tier 3: 20-30 20 S$500

 

For the full terms and conditions, please click here.

 

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Downloads


 

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Frequently Asked Questions (FAQs)

General

  • Unit Trust Capability: Manulife iFUNDS now comes with direct Unit Trust capability, which means you can propose buy/sell/switch fund transactions in Manulife iFUNDS for your clients' approval.
  • Consolidated UT and ILP view: If you assisted your client to make a UT subscription on Manulife iFUNDS or performed a UT transfer-in to Manulife iFUNDS, you will be able to view your clients’ holdings across ILPs and UT on a single platform​.
  • Auto calculation of Dividends: Dividends can be automatically calculated for both ILPs and UT​.
  • Auto upload of PlanRight Document: PlanRight document from M360 is automatically attached to each subscription and switching trade​ in Manulife iFUNDS.
  • Excess funds management feature: Manulife iFUNDS comes with an excess cash management feature, where any excess cash in SGD or USD (above such threshold determined by Manulife Investment Management (Singapore) Pte. Ltd. in your client's iFUNDS cash account will be automatically invested into a SGD or USD money market fund (as applicable) managed by Phillip Capital Management (S) Ltd.

 

Manulife iFUNDS offers more than 100 funds. You may view the latest fund list in the UT subscription module within Manulife iFUNDS.

 

Only advisers from Manulife Financial Advisers (MFA) and Manulife Advisory Group (MAG). 

 

As an adviser, you do not need to sign up separately for a Manulife iFUNDS Unit Trust account. To open an account for your client, select Manulife iFUNDS from the list of products available to your client in M360.

 

Client Account Opening

Step 1: Perform the required Financial Needs Analysis for your client.

Step 2: If Manulife iFUNDS is suitable for your client, you will be able to select “iFUNDS - Unit Trust" from the list of available products.

Step 3: Follow the on-screen instructions to open a Manulife iFUNDS account for your client. You can choose to open a cash or SRS account.

Step 4: After all details are filled in Manulife iFUNDS, you will be re-directed back to M360 to complete the Basis of Recommendation and the rest of the M360 application.

Step 5: The account opening application will be sent to your supervisor for approval before it gets routed to your client for his/her approval. Your client will be asked to setup his/her username and password for login to Manulife iFUNDS for subsequent trade approvals and to view holdings.

 

Placing unit trust (UT) trades in Manulife iFUNDS

 

From your client’s profile in M360, select Manulife iFUNDS from the list of products and you will be able to view the subscription or switching modules for your client. For redemption, it can be easily performed via your Manulife iFUNDS adviser log-in portal.

 

Subscription or Switching Trades

Step 1: Perform the required Financial Needs Analysis for your client.

Step 2: If Manulife iFUNDS is suitable for your client, you will be able to select “iFUNDS - Unit Trust" from the list of available products.

Step 3: Follow the on-screen instructions to perform a subscription or switching trade in Manulife iFUNDS.

Step 4: After all details are filled in Manulife iFUNDS, you will be re-directed back to M360 to complete the Basis of Recommendation and the rest of the M360 application.

Step 5: The trade will be sent to your supervisor for approval before it gets routed to your client for his/her approval.

 

Redemption Trades

Step 1: Log in to your advisor portal of Manulife iFUNDS.

Step 2: In the left menu bar, select "Transact" and select your client to perform the redemption trade.

Step 3: Follow the on-screen instructions to perform the redemption trade.

Step 4: Redemption trade will be sent to your client for his/her approval.

 

Your client will have 14 calendar days to approve or reject the trade, otherwise the trade will be removed from the system and you will need to submit a new trade again via M360.

 

Trades approved by your client via the Manulife iFUNDS platform and received by 2pm on a Singapore business day will generally be processed on the same day, provided the relevant account is appropriately funded. 

The PlanRight document of your client from M360 is automatically linked to all your subscription and switching trades in Manulife iFUNDS. You do not need to separately upload the document, as Manulife iFUNDS will link it for you. Your client is not required to sign on the PlanRight document again in Manulife iFUNDS. 

 

Clients can only view their UT holdings, approve or reject proposed trades, top up or withdraw from their cash account. They will not be able to initiate any UT trade transactions on their own.

Manulife iFUNDS account opening can only be initiated by the adviser in M360. 

 

Cash account

Yes, Manulife iFUNDS offers a multi-currency cash account facility with the following currencies:

  1. SGD
  2. USD
  3. AUD
  4. CAD
  5. CNY
  6. EUR
  7. GBP
  8. HKD
  9. JPY
  10. MYR

 

There are 2 ways to fund the SGD account:

  • PayNow / PayLah!
  • FAST (Fast And Secure Transfers)

 

And 2 ways to fund the foreign currency account:

  • Fund Transfer from DBS Bank Multi-Currency Account (Non-SGD)
  • Telegraphic Transfer

 

For more information, please refer to the "Making payments" section of this page.

 

Clients can make cash withdrawals by submitting a request form to withdraw from their own Manulife iFUNDS account.

  • For SGD, the cash will only be deposited into the client’s designated bank account. 
  • For foreign currency, client can choose to deposit into his/her designated bank account (Telegraphic charges may apply) or via Telegraphic transfer to a bank account in their own name (Telegraphic charges will apply).

 

For the Cash account, the designated bank account will be setup at account opening stage in M360. If your client wishes to update his/ her bank account information, he/ she may use this form.

Yes, simply email the completed UT transfer-in form to SGP_iFUNDS_Transfer@manulifeam.com, along with the latest copy of your client's Unit Trust statement on holdings and let us know the fund(s) and amount of units to be transferred to Manulife iFUNDS. We will handle the UT Transfer in paperwork for you. Do note that the process will take around 6-8 weeks upon full documentation received.

 

Auto-sweep feature of cash account

The auto-sweep feature is only available for SGD and USD holdings in Manulife iFUNDS cash accounts. Any excess cash in SGD or USD (above such threshold determined by Manulife Investment Management (Singapore) Pte. Ltd.) in your client's Manulife iFUNDS cash account will be automatically invested into a SGD or USD money market fund (as applicable) managed by Phillip Capital Management (S) Ltd.

Please refer to the Terms and Conditions for Unit Trust Accounts and Terms of Service available here for more information on the auto-sweep feature and money market funds.

 

You may refer to Excess Funds Management - POEMS to view the latest returns of the fund.

To view the fund information, you may refer to Phillip Money Market Fund - PhillipCapital Unit Trust

 

The client may opt out of the auto-sweep feature by submitting this form to us. Do allow up to 4 weeks for the change to take effect.

 

Client fees

The only fees chargeable to clients are the wrap fee and upfront fee (sales charge), which are both determined by you. Manulife iFUNDS does not charge any platform or transaction fees, to keep costs as low as possible for your clients.

 

Wrap fee can be set at the account opening stage which ranges from 0-2% for Cash and SRS accounts.

 

Upfront fee is determined by you when placing a unit trust subscription trade. You can choose to set it at 0% or up to 5% (depending on the fund’s maximum upfront fee).

 

You may adjust the wrap fee by submitting this form to us.

Supervisor and client approval is only required for change of wrap fee to a higher rate; approval is not required for change of wrap fee to a lower rate. 

 

Wrap fees are charged on a monthly basis and will be deducted from the client’s cash account. If there is insufficient cash/ money market fund holdings for deduction, fund units may be redeemed to settle the wrap fee charges. 

 

Currently there is no transfer-out feature on Manulife iFUNDS yet. Clients will need to redeem their units and withdraw in cash. 

 

Others

No, Manulife iFUNDS only offers single-name accounts.

 

No, each client can only have one multi-currency cash account.

 

When your client opens a Manulife iFUNDS account, your client will appoint Phillip Securities Pte. Ltd. (PSPL) as his/her custodian to hold the monies and assets in respect of your client’s account.

PSPL also acts as Manulife Investment Management (Singapore) Pte. Ltd.’s service provider for certain functions in respect of the Manulife iFUNDS platform, including trade processing in respect of trades placed on the iFUNDS platform. This means that on the front-end, trade placements and viewing of holdings will be on the Manulife iFUNDS platform, while on the back-end, all transactions and cash will be processed by PSPL.

All client statements will be jointly issued by, and show a joint co-branding of iFUNDS and PSPL.  

CPF/SRS trades will also be processed through PSPL, as it is one of the four CPF Investment Administrators in Singapore.

  • If your client has an existing Manulife insurance policy: The update can be done via the link here. Any particulars update performed at this link will be automatically updated in both Manulife and Manulife iFUNDS.

  • If your client only has a Manulife iFUNDS account: The update can be done using the particulars update form here.
  •  

Customer satisfaction is highly important to us, and we take all feedback and complaints seriously.

All complaints can be directed to:

Manulife Investment Management (Singapore) Pte Ltd
8 Cross Street, #16-01 Manulife Tower
Singapore 048424

Or email us at SGP_iFunds@manulifeam.com. We will provide a written acknowledgment of receipt within 2 business days, review the information on hand, and aim provide a response within 20 business days of the complaint.

For more information on our complaints handling and resolution process, please click here.

 

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Contact us


 

 

Feel free to reach out if you've any questions or issues. We'd be happy to help!

Notes:

*Based on publicly available comparison of other wealth platforms in Singapore as of 31 March 2025.

**Manulife iFUNDS' auto-sweep function is only applicable for SGD and USD.